From: Chen Wong Mrs Ella
<mrsellachenwong@yahoo.com.hk>
Subject: I Await Your Responds
Date: February 20, 2012 4:47:12 AM MST
Reply-To: Chen Wong Mrs Ella
<mrsellachenwong@yahoo.com.hk >
Attention:
Thank you for giving me your time, it is of great importance for you
to take care and understand every word which I have written down
below; please be patient and read the explanation in my email. I am
Mrs. Ella Cheng Wong a staff of Lloyds TSB Group Plc. here in Hong
Kong attached in Private Banking Services, I am contacting you
concerning a customer and an investment placed under our banks
management; as a matter of fact it was 3 years ago. I would
respectfully request that you keep the contents of this mail private
and also to kindly respect the integrity of the information you come
by as a result of this email. I contacted you independently of our
investigation and no one is informed of this communication; I would
like to intimate you with certain facts that I believe would be of
interest to you.
In 2000, the subject matter; Ref: FI/TSB/958/042/0500 came to our
bank to engage in business discussions with our Private Banking
Services Department. He informed us that he had a financial
portfolio of 14.37 million United States Dollars, which he wished to
have us turn over (invest) on his behalf. I was the officer assigned
to his case; I made numerous suggestions in line with my duties as
the de-facto chief operations officer of the Private Banking
Services Department, especially given the volume of funds he wished
to put into our bank. We met on numerous occasions prior to any
investments being placed, and however I encouraged him to consider
various growth funds with prime ratings. The favored route in my
advice to customers is to start by assessing data on 600 traditional
stocks and bond managers and 200 managers of alternative
investments. Based on my advice, we spun the money around various
opportunities and made attractive margins for our first months of
operation, the accrued profit with interest included, stood at this
point at over 15.2 million United States Dollars, this margin was
not the full potential of the fund but he desired low risk
guaranteed returns on investments.
In mid 2001, he asked that the money be liquidated because he needed
to make an urgent investment requiring cash payments in Europe. He
directed that I liquidate the funds and had it deposited with a firm
in Europe. I informed him that our bank would have to make special
arrangements to have this done and in order not to circumvent due
process, the bank would have to make a 9.5 % deduction from the
funds to cater for banking and statutory charges. He complained
about the charges but later came around when I explained to him the
complexities of the task he was asking of us. Cash movement across
borders has become especially strict since the incidents of 9/11. I
contacted my affiliate in Europe and had the funds available in
mainland Europe, I undertook all the processes and made sure I
followed his precise instructions to the letter and had the funds
deposited in a security consultancy firm, the firm is a specialist
private firm that accepts deposits from high net worth individuals
and blue chip corporations that handle valuable products or
undertake transactions that need immediate access to cash. This
small and highly private organization is familiar especially to the
highly placed and well-connected organizations. In line with his
instructions, the money was deposited; he told me he wanted the
money there in anticipation of his arrival from Norway later that
week. This was the last communication we had, this transpired around
February 25th 2002. In June last year, we got a call from the
security firm informing us of the inactivity of that particular
portfolio. This was an astounding position as far as I was
concerned, given the fact that I managed the private banking sector
I was the only one who knew about the deposit, and I could not
understand why he had not come forward to claim his deposit.
I made futile efforts to locate him, I immediately passed the task
of locating him to the internal investigations department of our
bank. Four days later, information started to trickle in, that he
was apparently dead, a person who suited his description was
declared dead of a heart attack in Cannes, South of France; we were
soon enough able to gather more information and the cause of death
was confirmed. The bank immediately launched an investigation into
possible surviving next of kin to alert about the situation and also
to come forward to claim his estate. If you are familiar with
private banking affairs, those who patronize our services usually
prefer anonymity, but also some levels of detachment from
conventional processes. In his bio-data form, he listed no next of
kin. In the field of private banking, opening an account with us
means no one will know of its existence, accounts are rarely held
under a name; depositors use numbers and codes to make the accounts
anonymous. This bank also gives the choice to depositors of having
their mail sent to them or held at the bank itself, ensuring that
there are no traces of the account and as I said, rarely do they
nominate next of kin. Private banking clients apart from not
nominating next of kin also usually in most cases leave wills in our
care, in this case; he died Intestate.
In line with our internal processes for account holders who have
passed away, we instituted our own investigations in good faith to
determine who should have right to claim the estate, this
investigation for several months were futile. We have scanned every
continent and used our private investigation affiliate companies to
get to the root of the problem. It is this investigation that
resulted in my decision to obtain your contact details and contact
you, being as a foreigner, as a potential benefactor of the estate
even if you are in no way affiliated with this individual (the
deceased). My official capacity dictates that I am the only party to
supervise the investigation and the only party to receive the
results of the investigation. What this means, with you being a
foreigner, I have considered the fact that our dear late fellow died
with no known or identifiable family member. This leaves me as the
only person with the full picture of what the prevailing situation
is in relation to the deposit and the late beneficiary of the
deposit. According to practice, the firm shall by the end of this
financial year broadcast a request for statements of claim to our
bank, failing to receive viable claims they will most probably
revert the deposit back to our bank. This will result in the money
entering our bank's accounting system and the portfolio will be out
of my hands and out of the Private Banking Services Department. This
will not happen if I have my way.
What I wish to relate to you might be a smack of unethical practice
but I want you to understand something; it is only an outsider to
the banking world who finds the internal politics of the banking
world aberrational. The world of private banking especially is
fraught with huge rewards for those who occupy certain offices and
oversee certain portfolios; you should have begun by now to put
together the general direction of what I propose. There is
USD$13,991,674(Thirteen million, nine hundred and ninety one
thousand, six hundred and seventy four united states dollars)
deposited, I alone have the deposit details and they will release
the deposit to no one unless I instruct them to do so. I alone know
of the existence of this deposit for as far as the finance firm is
concerned, the transaction with our deceased customer concluded when
I sent the funds to the firm, all outstanding interactions in
relation to the file are just customer services and due process. The
finance firm has no single idea of what's the history or nature of
the deposit, they are simply awaiting instructions to release the
deposit to any party that comes forward, and this is the situation.
This bank has spent great amounts of money trying to track the
family of the deceased; they have investigated for months and have
found no family but however the investigation has officially come to
an end.
My proposal; I am prepared to place you in a position whereby an
instruction is given to the finance firm to officially release the
deposit to you as the closest surviving relation/associate, and all
etiquette shall be done in accordance with the rule of law, I
certainly can guarantee you that. By the common law, the power of
bequeathing is coeval with the first rudiments of the law, and this
power has been extended to all a man's Personal and Real estate
(Personality & Realty). There is no ruling which prevents an
inheritance from being so exhausted by legacies as to render it
unworthy of the heir's acceptance; basically all persons of sound
mind are competent to bequeath and devise real and personal estate,
excepting infants, with all this I would say we have the clear
advantage to carry out a smooth and perfect operation whereby the
paper work shall be coordinated in such a way that your status as a
sole beneficiary is confirmed. Upon receipt of the deposit, I am
prepared to share the money with you in half and no more; that is: I
will simply nominate you as the next of kin and have them release
the deposit to you; afterwards we share the proceeds 50/50.
I would have gone ahead to ask the funds be released to me, but that
would have drawn a straight line to me and my involvement in
claiming the deposit, but on the other hand, you as a indifferent
foreigner would easily pass as the beneficiary with the rights to
claim, I assure you that I could have the deposit released to you in
a few days. I will simply inform our bank of the final closing of
the file relating to the customer, I will then officially
communicate with the finance company and instruct them to release
the deposit to you; with these two things: all is done.. The
alternative would be for us to have the firm direct the funds to
another bank with you as account holder, this way there will be no
need for you to think of receiving the money from the firm. We can
fine-tune this based on our interactions, I am aware of the
consequences of this proposal and I ask that if you find no interest
in this project that you should discard this mail. I ask also, that
you do not be vindictive or destructive, if my offer is of no appeal
to you, delete this message and forget I ever contacted you; please
not destroy my career because you do not approve of my proposal.
You may not know this but people like me who have made tidy sums out
of comparable situations run the whole private banking sector, I am
not a criminal and what I do, I do not find against good conscience,
this may be hard for you to understand, but the dynamics of my
industry dictates that I make this move. Such opportunities only
come ones' way once in a lifetime. I cannot let this chance pass me
by and I hope you understand, because for once I found myself in
total control and face to face with my destiny. These chances won't
pass me by, I ask that you do not destroy my chance, if you will not
work with me please let me know, and hence move on with my life, but
do not destroy me; I am a family woman and this is an occasion to
provide them with new opportunities. There is a reward for this
project and it is a task well worth undertaking, I have evaluated
the risks and the only risk I have here is from you refusing to work
with me and alerting my bank; I am the only one who knows of this
situation, good fortune will bless you and plant you into the center
of relevance in my life, let’s share the blessing.
If you find yourself interested to work with me, please contact me
specifically through this email account
(mrsellachengwong@yahoo.com.hk) if you give me positive signals.
Please, again, note I am a family woman; I happily married with
kids, I send you this mail not without a measure of fear as to what
the consequences might be, but I know within me that nothing
ventured is nothing gained and that success and riches never come
easy or on a platter of gold, this is the one truth I have learned
from my private banking clients; do not betray my confidence. If we
can be of one accord I shall have the pleasure of meeting you, after
this task has been completed plan a meeting.
Please, again, note I am a family woman; I happily married with
kids, I send you this mail not without a measure of fear as to what
the consequences might be, but I know within me that nothing
ventured is nothing gained and that success and riches never come
easy or on a platter of gold, this is the one truth I have learned
from my private banking clients; do not betray my confidence. If we
can be of one accord I shall have the pleasure of meeting you, after
this task has been completed plan a meeting.
I await your response.
Yours Sincerely,
Mrs. Ella Cheng Wong .
從︰
收件人︰ "mrsellachenwong@yahoo.com.hk"
<mrsellachenwong@yahoo.com.hk >
傳送日期︰ 2012年02月19日 (週日) 7:45 PM
主題︰ Re: Lloyds TSB Group Plc.
Ok, please, I have one also maybe
Sent from my iPad
On Feb 19, 2012, at 3:11 AM, "Mrs. Ella Wong"
< tbst@yale.edu >
wrote:
>
>
> Am Mrs Ella Cheng Wong a staff of Lloyds TSB Group Plc. there is a
proposal i have for you.
More: Idiot
Yettaw
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